XMONETA - Revolution Must Go On!

 

Xmoneta is a new global organization, a traditional financial and social institution. Xmoneta does not want to be a silent observer - Xmoneta wants to be a creator. Xmoneta wants to spur further development.

It's no coincidence Xmoneta uses the mysterious 'X' on behalf of our project. X is something unknown, while 'moneta' is a Latin word, meaning 'money'. So, Xmoneta deliberately uses references for cryptocurrency. Xmoneta is the next step after two technological revolutions. Xmoneta creates an advanced Messenger in an encrypted world for social and business communications. Unlike giants like Facebook and WhatsApp, Xmoneta has completely different principles and philosophies.

This allows users to meet their daily needs. Xmoneta's main concept is a truly mobile lifestyle, free of limits.

Xmoneta Mission.

Tired of the ancient trends, promoted by banks and global companies, Xmoneta decided to choose another path. The Way of the Future, free from mass surveillance, mind control, finances, and life goals. Our goal is to create a universal messenger and be completely secure. The new app will be based on Blockchain technology and will allow users to chat, send messages, make orders, buy goods, trade with people and save money. All in one app. That's how Xmoneta was born

Advantages of Xmoneta

The + ethereum app allows you to:

• Communicating with your friends,
• Buy books of goods and services,
• Have your money in your wallet safely,
• Strange on our market platform,
• Set your own business.

With Xmoneta it is possible to talk with friends, buy different items at electronics stores, listen to music, read books, order food, taxis and so on. More importantly, you can use your messenger as a wallet for various currencies. No need to waste your device memory by downloading multiple apps for various purposes. No more wasting your time using various sources and wallets to exchange and exchange different currency types.

Token Distribution

Xmoneta (XMN) Utility Token 

XMN is a utility token that drives the ecosystem. Therefore, as a utility token, XMN is required to support the platform and make it easier for its users. XMN is introduced as a decentralized crypto form, which holds the value provided by users and the laws of the market nature. It is used as a means of interaction and transactions between various activities, services, functions, and platform users from around the world.

Structure 

XMN — Xilinx token symbol 

XMN is based on the default token token ERC20 

Token: 1 ETH = 2000 XMN

Total supply: 1,000,000 

000 XMN 70% - 700,000,000 XMN

For messenger ecosystems, gifts, affiliates 

20% - 200 000 000 XMN 

Token Sale ICO 

05% - 50,000,000 XMN 

Token Sale Pre ICO

05% - 50 000 000 XMN For teams, communities, initiatives, etc. 

Minimum Investment: 0.1 ETH 

Number of tokens per one person: unlimited 

Maximum transaction amount: 

unlimited soft cover: 1000 ETH 

Hard cap: 95000 

ETH GAS limit: 250,000 

Crypto currency received - ETH

Bonus Token Holder 

If the token holder has not withdrawn his token for a year, he / she will receive a + 10% bonus of the total number of tokens stored.

Join The New World With Us! Our goal is to realize dreams come true. Xmoneta's main concept

truly mobile lifestyle, free of border. We are witnesses of the birth of a new global community, replacing traditional financial and social institutions. We do not want to be silent observers - we want to be creators. We want to spur further developments.

Get a free Xmoneta card! 

Xmoneta 'own crypto-card spending expense carries emergency crypto for offline use. The first 500 cards were awarded to 500 contributors to the first token sales of at least 20 ETH.

  Team

For more information about XMONETA  , you may visit this site:

Webseite: https://xmoneta.com

Facebook: https://www.facebook.com/xmoneta.xmn

Twitter: https: // twitter.com/xmoneta_xmn

Whitepaper: https://xmoneta.com/index.html#

Telegramm: https://t.me/xmoneta
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Created by : mayshella99
My Profil : https://bitcointalk.org/index.php?action=profile;u=1990241;sa=forumProfile
ETH : 0x2BCEE6fda3e0Fe0A60E4785Ea5452660DeEb91F7

TIHOSAY, YOUR MONEY CONNECTED

Exchange opportunities are offered to merchants for their digital assets without any commission by providing free daily exchange rights on TIHOSAY's exchange. All TIHOSAY VISA® DEBIT CARD users can change 9 supported cyrptocurrency to local FIAT, withdraw cash, and to shop.

The following is TIHOSAY VISA® DEBIT CARD which allows you to convert some crypto assets into a local FIAT and offer Shopping / Withdrawal / Online Expenditure / Offline simultaneously.

You can convert your ETH / BTC / ETC / LTC / XRP / NEO / DASH / XMR / ZEC assets safely, quickly and easily to FIAT with excellent interbank conversion rates. You can easily send your assets as local currency in other countries

DEBIT TIHOSAY VISA CARD

You convert some crypto assets to a local FIAT and offer Spend or

1. Online Withdrawal

2. Offline simultaneously.

Can convert assets

-ETH

-BTC

-ETC

-LTC

-XRP

-NEO

-DASH

-XMR

-ZEC

Has a quick and young excess for FIAT with an excellent interbank conversion ratio. You can easily send your assets as local currency in other countries.

Tihosay exchange graph in the following figure.

TIHOSAY allows TIHOSAY token and other cryptocurrencies to be a payment method by creating its own exchange market and VISA® DEBIT CARD types. We gather all merchants/users under one roof. An exchange opportunity is offered to merchants for their digital assets without any commission by providing free daily exchange rights in TIHOSAY exchange. All TIHOSAY VISA® DEBIT CARD users can convert 9 different supported cyrptocurrencies to local FIAT, withdraw cash, and for shopping.
Buying and selling transactions can be realized instantly on TIHOSAY EXCHANGE with TIHOSAY VISA® DEBIT CARD. You can make transactions instantly by transferring the money on your card to stock exchange or you can use the money on the stock exchange instantly in your cash and online/offline shopping by transferring it to your card.TIHOSAY liquid pool is actively used for all transactions to take place instantly and smoothly.

TIHOSAY - THO / ERC-20 Token Total token supply (max): 100.000.000 THO Token sale: 65.000.000. Tihosay Pre-ICO will begin on March 25, 2018 at 10:00:00 UTC. Tokens are separated for the future and teams will remain locked for 12 months on smart contracts.

If the Pre-ICO will complete successfully, Soft Cap will not be available in ICO rounds.

pre-ico 25 maret 2018 10:00:00 Not only that, behind this nickname, there are important people or (the team) are eager to advance this project to succeed, you can find out all under ITHOSAY Idea CreatedQ1 2017 road map Research and Formation TimQ3 2017 Card Design TIHOSAY and Pre-Agreement Q4 2017 ICO Beginning Q1 2018 Rapid Growth From All Platforms Q2 2018.

ITHOSAY's Exchange and Applications is OperationalQ3 2018

VISA® Fund Liquid Pool FormationQ4 2018

ITHOSAYQ4 2018 Card Distribution

Easy Transaction with TIHOSAY

ROAD MAP

TEAM

ADVISORS

TO VISIT OUR MORE INFORMATION HERE:

Website: https://t.me/tihosayio
WhitePaper: https://tihosay.io/assets/blockchain/layer/Tihosay-WP.pdf
Telegram: https://t.me/tihosayio
Facebook: https: // www .facebook.com/tihosayio/
Twitter: https://twitter.com/tihosay
Medium: https://medium.com/@tihosay/
Youtube: https://www.youtube.com/channel/UCjEYa94fnboiPNQJH6CocHg/
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Created by : mayshella99
My Profil : https://bitcointalk.org/index.php?action=profile;u=1990241;sa=forumProfile
ETH : 0x2BCEE6fda3e0Fe0A60E4785Ea5452660DeEb91F7

BLACK IS A DIGITAL GUARANTEE INSURANCE

600 × 600 - dizart.online

Black is a digital insurance company on blockchain. Our platform connects insurance brokers directly with capital enabling them to launch their own virtual insurance companies. Thus removing the trusted third parties (Insurance Companies) from the value chain.
In the 1600s, Edward Lloyd was running a coffeehouse in London where merchants, bankers and seafarers came to conduct business. Lloyd was known for offering best of class intelligence about shipping, associated risks and other similar matters. It became a popular place for two classes of people to meet: those who wanted to insure their ships from major damages, and others, who were willing to take risks and pay for damages when they occurred. For insuring the potential wreckage, the risk takers started taking payments, or premiums. Modern insurance markets, as we know them, were born

Black will use the blockchain to transfer risk directly from clients

(insureds) to financial backers (Black Syndicate Token holders):

• minimizing all inefficiencies
• storing all data securely in blockchains
• transparent business operations using smart contracts
• faster innovation by platform members

Black will fix the insurance industry fundamentally. Black is an insurance platform like Lloyds of London on blockchain without the expense, delays and bureaucracy that we witness today.
Insurance business will be generated by local MGAs / Brokers / Agents whose responsibility is designing insurance products for a market, pricing and selling the product and organizing claims handling. Delegating business to local agents makes the Black business model scalable while bringing business decisions closer to end customers.
One of the biggest problems in the insurance industry today is that the product design and customer are too far apart. Currently the products are created by insurance companies. This means that there are several parties between the customer and product, the system allows for a lot of bureaucracy, high costs and hinders innovation. Time to market normally takes years.
Our Solution
Black will be a licensed insurance company that provides insurance capacity to Agents, Brokers and MGAs (hereinafter “Brokers”) enabling them to launch their own virtual insurance companies. Our capacity comes without the traditional overheads of insurance company while using blockchain as main platform to get rid of centralized insurance companies.
We connect the idea to the capital directly, replacing the parties that are not needed in the value chain with technology. We will do this through crowdfunding, also giving smaller investors a way in. This leaner model gives more responsibilities to insurance brokers and control over the products they are selling. Insurers as we know them today are simply a trusted third party - blockchain gives us an alternative to that and the need for insurers disappears.
Our Platform in Development 

Figure x: Both retail and institutional investors can make returns from the value created by portfolios of insurance products on the Black platform by investing in the syndicate tokens.
Cost Analysis
We’ve done an analysis about data on the listed insurance companies across the world. We will show that the costs that occur for standard insurance companies that Black would almost eliminate, are quite significant. We have gathered financial data from various international and Estonian insurance companies
between 2013 and 2016. The data shows that administrative expenses are quite high in the industry, thus there is a lot of cost cutting possible. It also becomes clear that smaller insurance companies would be first to fall, as their administrative expenses are relatively high to their gross written premiums.

Insurance companies have costs for admin expenses and net profit of Gross Written Premium. The industry average is 20%. This is calculated by taking the average sum of the admin and net profit margins data of insurance companies provided in this blog post.
Black collects fees from users for using the platform for different actions. For example: syndicates fund an insurance product with capital. Black Insurance’s fee will be a % of the GWP (Gross Written Premium). Fees to be paid in BLCK tokens. Black Foundation will sell the tokens on the market to cover costs of operation: Development, HR, admin, legal & marketing. A surplus of tokens will be kept in the company reserve for occasions when costs rise and use of the platform is lower.
The foundation reserve will have an upper level. Once this level is reached we will decide on what to do with the surplus. Some potential options are:

• Invest in entering new markets
• Invest in expansion and growing user base
• Distribute to platform users wallets as bonuses
• Burn tokens

Black Insurance will use two types of tokens:

Black Platform Token (BLCK). BLCK powers the infrastructure, providing access to the platform and for conducting voting on system updates to the platform (utility token). All platform users will use BLCK for managing insurance on the Black platform, and demand for BLCK will increase as more insurance business is conducted on the platform.
Black Syndicate Tokens (BST) (issued when the platform is ready). BST is an investment in insurance capital, and a specific BST is created for each syndicate (security token), The profitability of the insurance portfolio for a specific syndicate will pass-through to the holders of it’s BST.

All Tokens created by Black Foundation will have deployments to Public Ethereum and to Private Hyperledger Fabric. Tokens deployed to Public Ethereum as Smart Contracts include functionality required for both the ERC20 and ERC223 specifications. Tokens deployed to Private Hyperledger Fabric will also include all ERC20 and ERC223 functionality, to establish a common definition between implementations on different Blockchains.
Token Name: Black Platform Token
Token Symbol: BLCK
Soft Cap: US $2,000,000
Hard Cap: US $45,000,000
Maxsimum supply assuming that all tokens are sold with maximum discount: 471,082,089

ICO Structure

Pre-Sales Star

7/31/2018

Pre-Sales Period

30

Topi Pre-Sale

$ 15.000.000,00

Pre-SalesTerm

The first week of bonus is 25% and after the first week bonus is 20%

  Sales Of Start Tokens

8/31/2018

  Token Sales Period

30 hari

Soft Cap

$ 2.000.000,00

Hard Cap

$ 45.000.000,00

Token Simbols

BLCK

 Total Of Token

471.082.090

Kurs

1BLCK = 0,2 USD

Minimum Purchase

$ 100,00

Cryptos Received

BTC, LTC, ETH

Team
The team consists of insurance industry veterans and blockchain experts. It is a great mix of inside knowledge of the insurance industry, expertise on blockchain technology and the crypto space. Founders have over 18 years of experience in insurance software and saw the pressing need for a solution that would democratize the field through technology

Advisor

For more information please visit the link below
Website | Lightpaper | Whitepaper | Twitter | Facebook | Telegram | Bitcointalk | Linkedin

Created By : mayshella99

My Profil : https://bitcointalk.org/index.php?action=profile;u=1990241;sa=forumProfile
ETH : 0x2BCEE6fda3e0Fe0A60E4785Ea5452660DeEb91F7

IMPRESSIO ESTATE IS A UNIQUE MODERN INVESTMENT

IMPRESSIO

__________ABOUT IMPRESSIO__________

Impressio Estate, Ltd, is a UK-based cryptocurrency investment platform for users worldwide to invest and grow their money, whether it is deposited all at once or incrementally. We offer unique investment plans for investors of all kinds. There are many people that do not know how to begin investing in cryptocurrency, or simply do not have the time and/or energy to do so. Impressio handles all of these needs for them, and goes above and beyond for their investors. Impressio currently is focused on investing opportunities, but is proud to enter the lending sector in 2019.

Impressio is confident that the cryptocurrency market will see a tremendous amount of growth in the coming years. The human race is always quick to adopt technology that makes life easier and more efficient, and blockchain shows us how money can be transferred in a new revolutionary way. This is obviously one of the main reasons behind bitcoin’s meteoric rise over the past few years, which is exponential, especially considering how it compares to stock exchanges across the world. This has created a massive amount of new wealth, not to mention drawn tremendous interest worldwide to the potential of cryptocurrencies, and the various sectors that they could aid in.

This is just the beginning of a remarkable journey for Impressio. Although the private sale is finished for early investors who were able to see the ground-floor opportunity and the potential involved - the current website allows multiple investment plans for anyone to contribute. It should be noted that the public sale of the rest of the tokens will occur in 2019, with the lending platform following shortly afterwards.

The beauty of Impressio is that it is diversified. Of course, it is an obvious choice for those who are interested in investing in cryptocurrency without the time or energy to commit to the market constantly. However, the private investors involved with the company add a new additional layer of leverage that makes the company uniquely positioned to maneuver throughout the coming years. The token sale will lead to more revenue, and of course, the lending platform will allow for a whole new source of revenue, and attract a whole new demographic of interested parties.

Josh Price, SEO " There is nothing better than changing the future with your own hands. If there is an idea that can be implemented, we make every effort to do this so that no one can reproach us for inaction. All my life I devoted to Investment/Lending issues, where I extracted so much information that it would be a mistake not to answer a lot of questions related how to turn this sphere into fertile ground."

__________WHY IMPRESSIO__________

Impressio prides itself on understanding cryptocurrency and being available to the everyday investor with a convenience that has not been seen yet in the industry.There are many potential and existing cryptocurrency investors that understand the massive potential in the space, but simply do not have the time or energy to find the right investment opportunities. Impressio is happy to handle this for you.

This is why Impressio is such an attractive option. There is a saying, “don’t work for the money, but let the money work for you”, in the investment world. Impressio is dedicated to bringing you returns, whether it is daily, or even hourly! There simply isn’t another platform that is this committed to handling your money the right way.

Impressio also even offers you the opportunity to gain even more passive income through referrals. This way, while Impressio continues to grow your money, you can earn some income through spreading the word about a great platform that can help your friends and family become more financially independent. We understand that when it comes to your hard-earned money, that there are many options. There are many financial experts and advisers that will sell you on the advantages of investing with them, and why they have just the right stocks, in the right sector, tailor made for your risk-reward ratio. Impressio understands this completely, which is why they go out of their way to offer specific plans for investors and their needs.

FOR USERS:

• Participation in leading Investment/Lending project
• Stable profit accruals based on investment program with the possibility of daily/hourly withdrawals
• Fast deposit transfer and instant processing of all withdrawal requests
• Comprehensive approach to the development of programs to encourage active users
• 24/7 support and a quick solution to any questions that you may encounter

FOR MERCHANTS:

• A unique code which is adaptable to any online platform with a high degree of protection
• Use of automatic payment processing - API - with low commission
• The ability to make mutual settlements in any liquid cryptocurrency or Impressio tokens
• Constant support and updating of the software by experienced developers
• High rates of partner reward for local and international Impressio promotion

FOR BUSINESS DEVELOPMENT AND SECURITY:

• Close and mutually beneficial cooperation with the Impressio development team
• Guaranteed compensation for identifying software bugs and looking for solutions
• The possibility of professional growth and obtaining required skills in the field of web development

__________KEY FEATURES__________

• Direct deposit enrollment

The deposit is credited within 1-3 confirmations and depends only on network speed and transaction fees.

• Instant profit withdrawals

All requests of users to withdraw funds are processed instantly and in automatic mode.

• Maximum data protection

The web platform is permanently protected from external threats and scanned daily for malicious code.

• Regular accruals

Depending on the chosen investment strategy, profit is accrued daily, hourly or at the end of the term.

• Partnership rewards

Impressio encourages the popularization of online earnings and offers a high reward for attracting investments trough referral link or coupon codes.

• Dedicated server

The team develops all the functionality on a dedicated server of the most high-quality hosting provider.

__________NEWS IMPRESSIO__________

17 April, 2018 THE FIRST GOAL IS ACHIEVED!

Today, we are officially launching our investment platform and it's available for investors all over the world. Official start of the company and its registration happened 6 months ago - November 23, 2017. Merely founded, Impressio.io has already drawn a lot of customers and sold almost 10% of all IMPR (Impressio) tokens. Day by day its team is working to make platform more convenient for regular clients, and to popularize online investments among people far from passive income. And the actual progress is glaringly obvious.

20 January , 2018 SUCCESSFUL ICO STAGE

Impressio is proud to announce that our private ICO stage has successfully concluded, with a total token sale of 10,000,000 IMPR. We are extremely proud of our success, while recognizing that much work is still to be done when it comes to our platform reaching maximum potential. It is important to mention that we are now closing our private ICO sales stage, and transitioning to our new goal of launching our public lending and investment website within 3 months. We are extremely excited to open these opportunities to the public, and truly bring Impressio to the people.

For More Infoemation Please Visit :

Website: https://impressio.io/
Whitepaper: https://impressio.io/lightpaper.pdf
Twitter: https://twitter.com/ImpressioLTD
Facebook: https://www.facebook.com/impressioLTD
Bitcointalk: https://bitcointalk.org/index.php?topic=3350550.0
Telegram: https://t.me/impressioLTD
================================================================

Created By : mayshella99

My Profil : https://bitcointalk.org/index.php?action=profile;u=1990241;sa=forumProfile
ETH : 0x2BCEE6fda3e0Fe0A60E4785Ea5452660DeEb91F7